I'm going to buy an 830. I've been waiting for several years for Bernina to produce a mid-arm machine, and this one exceeds my hopes and expectations!
I'm not going to go into debt for it, though. I never buy things like that on credit. Instead, I'll save my money and pay cash. It will take quite some time, but that's okay, it will give Bernina time to work out any bugs that turn up.
The newest machine I own now is an old 730 that my mother bought for $600 in 1968. At the time that was a huge amount! But man, that machine is fabulous! You get what you pay for, I figure.
I've never had an embroidery machine, and don't know how much I'd actually use one. But so what? I want to try!
I didn't know how much I'd use my serger when I bought it, either (okay, it's newer than my Bernina 730, now that I think about it), but I've sure enjoyed it. I use it a lot.
IMHO, the size of the arm alone makes that machine worth the price. And the machine does waaaaay more than any long-arm I've ever seen!
Anne in Vancouver, Canada, hunting through her purse for extra pennies for the piggybank