Love all your WIPs on the walls, Rita! Wish I could do that, but I have too many windows.
And no, Marilyn, my windows are not insulated. You can feel the bitter cold inches away from the glass. But the honeycomb shades make a HUGE difference and I hope to replace the windows one of these years. Combine the windows with the old boiler and my house stays in the low 50s this time of year. Thank God for the pellet stove that I can use if I'm going to be home all day, since it takes several hours to start generating good heat. And the hot flashes help periodically....