Very well said, Lois. I couldn't have said it better. I also agree with you about taking more time thinking about projects than doing them. I'm such a procrastinator.
One of the gals from the guild challenged herself, and others took it up: Do something quilty for at least 20 minutes each day. Draw, sort, organize, stitch, baste, bind, pin, applique a little thing, cut, etc. She said it works for her. Often ends up more than 20 minutes, and if she misses a day, she tries to 'catch up', but with no guilt if she doesn't.