Welcome to the world of sewing!! I have been sewing for most of my life and have many wonderful machines! In my opinion, for a beginner, you don't need a super fancy machine with all the bells and whistles, but you don't want one that will be problematic that will discourage you from sewing. As far as the 2 machines you mentioned, I would not have either one of them. Singer, back in the day, was the best machine out there, but not anymore. I have a Singer 301, (nicknamed the Featherweight's big sister), a simple straight stitch machine, that sews beautifully, and a Singer 401, which was considered top of the line in its day. Both machine machines are from the 50's and they are very reasonable priced and I use and love them both and would highly recommended them. I also have two Bernina's that I love, a Bernina 830 embroidery machine, and a Activia 240, both are wonderful machines.
If money was a deciding factor, I would look into buying an older Singer from the 50's. They are easily available on Craig's List or E-Bay, you can really get some good deals.
Or I would buy a good quality, (Bernina, Babylock, Elna) basic computerized machine from a dealer. These machines have features that you can grow into, and will make sewing a pleasure. The other advantage of buying from a dealer is they will give you lessons and support and for a newby sewer you really need that. I would also look into joining a sewing or quilting guild. Guild's are great, because you will meet others out there who truly love to sew and generally will help you and teach you. Good luck on your sewing adventure and post what you decide on.
Anne