I am making masks for our local hospital and working with an Anesthesiologist on what they need. I have bought Home air filters (like for your heater) to use as the filter - the box will be cut away and the filter taken apart and laid out flat like fabric to cut a pattern a tiny bit smaller to go into the mask. The filer has a MERV rating of 13, most home filters have a MERV 9-11 rating and are considered excellent. If you put a filter in - put a note on it that says what the manufacturer and rating is.
They have asked me to leave both sides open so they can "reuse" the N95 masks and slip them inside.
A few other ideas:
Make one side light and the other dark - that way they can be sure to use them consistently.
If you can't get elastic - use a t-shirt- cut a 1" strip off the bottom of a t-shirt. Make one cut and you will have a great no-sew tie
The wire at the nose - I used 18 gauge, 10 lb aluminum wire - cut 3 1/2" long and the ends curled back to the wire (no sharp edges) - the hospital was cutting up pie tins!, paper clips broke easily, and this wire molded to the face nicely.
In the picture you can see the long tie slides through the opening on the side of the mask.
I put batches of 10 masks in a plastic bag, with a label if they have filters, note manufacturer and how they rated it or that there are no filters
The pattern is easy and there is a tutorial at Sewitonline.com if you have questions. Be sure to watch the how to with the Serger. It is easier and the masks can be made in about 10-15 minutes. TQS also posted a blog with more options. Good Luck!